HEY NEIGHBOR!
ARE YOU TIRED OF
MAKING YOUR
LANDLORD’S HOUSE
PAYMENT?
WOULDN’T YOU RATHER BE
BUYING YOUR OWN HOME?
Call 262.522.1230 or
Info@hbcservices.org
HBC Services, Inc. a non-profit, HUD Certified Agency is please to announce a home buyers training course called “The Home Buyer’s Advantage”.
Before going to a lender know the answers to these questions and more:
· How do I know if I am credit ready?
· How much down payment do I need?
· Who are the professionals/business people I will be dealing with?
· Are there grant dollars available to first-time buyers?
ACT NOW CLASS SIZE IS LIMITED!
DATE: July 15th & July 22nd (Wednesdays)
TIME: 5:30PM – 8:30PM
LOCATION: Goodwill Industries Community Room (SW Corner of Bldg.)
1400 Nike Drive, Waukesha, WI 53186
Home Buyer Counseling Services, Inc.
217 Wisconsin, Ste. 207, Waukesha, WI 53186
Free to call and Register- we have professional guest speakers
“Making Homeownership a Reality”
*I will be the Realtor speaker on the 15th. If you would like to attend the seminar you can contact HBC directly or you can contact me and I'll put you on the attendance list. This is a very informational class intended to help you prepare to purchase a home, whether you are looking to purchase now or simply seeking assistance in getting your financial ducks in a row for a future purchase.
Showing posts with label homebuyer. Show all posts
Showing posts with label homebuyer. Show all posts
Sunday, June 14, 2009
Friday, January 16, 2009
Home Buyer Seminar
HOME BUYER ADVANTAGE WORKSHOP
January 2009
hosted by hbc services
Date: Wednesday, January 21st and 28th
Time: 5:30 pm
Location: Waukesha County Administration Building
Room 355
This is a 2 day seminar. I will be the guest realtor speaker on the 21st, and speaking with me will be a mortgage lender. On the 28th the speakers will be a mortgage lender and a homeowners insurance agent. Attendance at both classes is required to complete the course.
For many first time buyers, the mortgage you're obtaining will require you to take a homebuyer education course. This class meets requirements of most lenders. Along with homebuyer education, hbc services offers credit counseling, foreclosure prevention, and has government funded downpayment grants and assistance to qualifying buyers.
Classes are free to attend, however childcare is not available.
RSVP to Rose Sura at 262-522-1230
or
call me!
Monday, June 2, 2008
Closing Checklist
Alot of my buyers were requesting a closing checklist of things they should do and have in line ready for the closing. To accomodate their request, I've compiled this general list that would apply to everyone in the Milwaukee/Waukesha area.
1. Home owners insurance: you will need to have a homeowner’s insurance policy in place before closing. Check with your car insurance company first, often times you’ll get a reduced rate if you have both your car and home insured with the same company. You can always change down the road, but you need this policy in place before closing.
2. Gas/Electric: Call we energies before closing to have the gas and electric transferred to your name on closing day. 800-242-9137
3. Water: You don’t need to do anything, the bill will be sent to the house every 3 months. The seller’s credit for their portion used for the quarter is credited at closing, and you pay the full amount on the bill when it comes.
4. Phone: Personal preference if you want a land line and with who.
5. Cable: Personal preference, again. Time Warner Cable is the local provider: 800-627-2288
6. Mail: make sure to fill out a change of address at the post office prior to closing.
7. Subscriptions: make sure to contact your magazine/newspaper subscriptions to go to your new address.
8. Amount to bring to closing: your lender will let you know the day or two before closing what the exact amount is. You’ll need to bring it in a cashier’s check or money order.
9. At closing, you’ll receive a HUD 1 statement, you’ll likely be able to use this on your 2008 tax return, so put it somewhere where you’ll find it easily.
10. Movers: if you are hiring movers, have this scheduled well beforehand. Don’t wait until the last minute to pack; you have more stuff than you think!
1. Home owners insurance: you will need to have a homeowner’s insurance policy in place before closing. Check with your car insurance company first, often times you’ll get a reduced rate if you have both your car and home insured with the same company. You can always change down the road, but you need this policy in place before closing.
2. Gas/Electric: Call we energies before closing to have the gas and electric transferred to your name on closing day. 800-242-9137
3. Water: You don’t need to do anything, the bill will be sent to the house every 3 months. The seller’s credit for their portion used for the quarter is credited at closing, and you pay the full amount on the bill when it comes.
4. Phone: Personal preference if you want a land line and with who.
5. Cable: Personal preference, again. Time Warner Cable is the local provider: 800-627-2288
6. Mail: make sure to fill out a change of address at the post office prior to closing.
7. Subscriptions: make sure to contact your magazine/newspaper subscriptions to go to your new address.
8. Amount to bring to closing: your lender will let you know the day or two before closing what the exact amount is. You’ll need to bring it in a cashier’s check or money order.
9. At closing, you’ll receive a HUD 1 statement, you’ll likely be able to use this on your 2008 tax return, so put it somewhere where you’ll find it easily.
10. Movers: if you are hiring movers, have this scheduled well beforehand. Don’t wait until the last minute to pack; you have more stuff than you think!
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